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	<title>Your Ultimate Resources &#187; Insurance</title>
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		<title>Affordable Health Care Insurance Policy: Where and How to Find</title>
		<link>http://www.9yr.org/affordable-health-care-insurance-policy-where-and-how-to-find/</link>
		<comments>http://www.9yr.org/affordable-health-care-insurance-policy-where-and-how-to-find/#comments</comments>
		<pubDate>Sun, 30 Aug 2009 15:26:42 +0000</pubDate>
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Affordable Health Care Insurance is not all that difficult to find if only you search hard enough in all the right places.
Social Contact Network
Try approaching relatives, friends, colleagues and others whom you know are already getting adequate medical coverage because they have managed to buy into Affordable Health Care Insurance Policy. Make a few phone [...]]]></description>
			<content:encoded><![CDATA[<div style="margin:0 auto;float:left;padding-right:5px"><img src="http://i.ytimg.com/vi/l5VbZBpdaKc/2.jpg" width="250" height="180" alt="Affordable Health Care Insurance Policy: Where and How to Find"></div>
<p><em>Affordable <a href="http://www.mh6.org"title="" >Health</a> Care <a href="http://www.carinsuranceinstant.com"target="_blank"title="" >Insurance</a></em> is not all that difficult to find if only you search hard enough in all the right places.</p>
<p><strong>Social Contact Network</strong></p>
<p>Try approaching relatives, friends, colleagues and others whom you know are already getting adequate medical coverage because they have managed to buy into <em>Affordable <a href="http://www.wholelifehealer.com"target="_blank"title="" >Health Care</a> Insurance Policy</em>. Make a few phone calls, and if need be, pay those peopl<span id="more-145"></span>e some visits. Hear from as many as you can. Learn from them. Find out how they did it.</p>
<p><strong>Professional Inputs</strong></p>
<p>Another source of help could be from financial planners or investment advisors, for those of you who have engaged such services. These financial professionals may be able to offer you some ideas or suggestions.</p>
<p><strong>The Internet</strong></p>
<p>If you are not able to get the assistance that you need through both of the methods, you can certainly find abundant information on the Internet about <em>Affordable Health Care Insurance</em>. You can easily do the online search in the comfort of your home.</p>
<p><strong>Affordable Health Care &#8211; Online Resources</strong></p>
<p>I know of many one-stop online portals that can help people like you who are in need of and searching for <em>Affordable Health Care Insurance</em> with the right medical coverage. Based on your specific requirements and health care needs, these portals would typically do multiple searches for you, digging into databases of existing <em>Health Care Insurance</em> vendors. You can often expect to get interesting offers at the end of the search that may land you some surprisingly good deals.</p>
<p>In fact, once you hit the right websites, you should be able to fill out most of the online forms to expedite processing of your application for <em>Affordable Health Care Insurance</em>. Be prepared though, to print out some papers to sign and fax in but all you do is completely worth the time and efforts. This is because in the end you are more likely to find and secure the most <em>Affordable Health Care Insurance Policy</em> that you had previously been denied of.</p>
<p>You could very well find yourself in the happy ending of eventually securing your long overdue <em>Affordable Health Care Insurance Policy</em>!</p>
<p> <!--more--> <H3>Watch the video related to health care</H3>
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<p>also check me out on www.facebook.com and www.twitter.com  <H3>Help answer the question about health care</H3>What is the percentage of health care costs in the final months of life?<br />I have heard that 80% of health care expenditures in the US are spent in the final three months of life.  This seems to be one ofthe reason that the US has higher cost of medical care than other countries.<br />
 <H3>About Author</H3>
<p>
<p><b><i>Ray Young</i></b> writes on topics like <a rel="nofollow" target="_blank" href="http://www.bestairpurifiertips.com">Best Air Purifier</a> and <a rel="nofollow" target="_blank" href="http://www.studentloanconsolidationaid.com">Student Loan Consolidation</a>. His latest Blog seeks to inform and educate readers on rising costs of <b>Health Care</b> and access to <b>Affordable Home Health Care</b> so they can discern/decide what online resources are right for them. If these issues are also your concerns, check out <a rel="nofollow" target="_blank" href="http://www.besthomehealthcareinsurance.com">Affordable Health Care</a>.</p>
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		<title>Behind The Scenes With A Health Care Management Degree Online</title>
		<link>http://www.9yr.org/behind-the-scenes-with-a-health-care-management-degree-online/</link>
		<comments>http://www.9yr.org/behind-the-scenes-with-a-health-care-management-degree-online/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 15:25:56 +0000</pubDate>
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		<description><![CDATA[
When an individual walks into a hospital they expect to see a nurse, a doctor and possibly even a receptionist.  The reason to even go to a hospital is to see a doctor who can hopefully cure whatever ailment an individual may have.  While doctors and nurses are in the forefront diagnosing diseases [...]]]></description>
			<content:encoded><![CDATA[<div style="margin:0 auto;float:left;padding-right:5px"><img src="http://i.ytimg.com/vi/gdx_2cuPgQQ/3.jpg" width="250" height="180" alt="Behind The Scenes With A Health Care Management Degree Online"></div>
<p>When an individual walks into a hospital they expect to see a nurse, a doctor and possibly even a receptionist.  The reason to even go to a hospital is to see a doctor who can hopefully cure whatever ailment an individual may have.  While doctors and nurses are in the forefront diagnosing diseases and administering treatments, there are individuals behind the scene that do not first come to mind when thinking of a hospital.  These individuals <span id="more-142"></span>keep everything in the hospital running as smooth as possible and operate the administrative side.  These professionals are trained in <a href="http://www.mh6.org"title="" >health</a> care management and one of the easiest ways to do so is by receiving a <a href="http://www.wholelifehealer.com"target="_blank"title="" >health care</a> management degree online. </p>
<p>The health care field is one of the fastest and most competitive career fields around.  With that, it is important for professionals in the field to stay competitive.  One way for individuals to stay competitive is to receive a health care management degree online.  By receiving an online degree in health care management, professionals or aspiring professionals are given a better understanding of the health care profession as a whole and improve their assessment and management skills.  By receiving an advanced degree, an individual will become more marketable in the job search field, as well as a better possibility for upward mobility in their current career.  Receiving a degree online also affords professionals the comfort of completing course work at home, as well as the flexibility of maintaining a full-time job.</p>
<p>The goal of a health care management degree online program is to train professionals in the health care industry to make operations more efficient and competitive.  Going through a degree program, individuals will be able to analyze health care as a whole and historical data important to the health care field.  They will also receive skills in critical listening and reading, as well as being able to communicate effectively.  While these skills may not appear to have anything to do with health care, they are essential to the field.  It is important for health care management professionals to listen to the needs of the patients, as well as the doctors.  They need to be effective problem-solvers and mediators as well.</p>
<p>The course work associated with a health care management degree online program reinforces these skills needed in the work place.  Students are required to learn about the anatomy of the body so they can answer questions correctly and understand what a patients problem may be when they come into a hospital setting.  Classes in human resources, management and accounting are also important to this particular career field because of the wide array of duties required by a health care management professional.  Another crucial element to a degree in health care management is taking a class in law and ethics.  Because of the fact that the average doctor is sued every five years, it is imperative that health care management professionals know the law and are well versed in ethics.</p>
<p>Health care management is a popular major because of all the career possibilities available to graduates.  Everywhere you go there are hospitals and doctors offices in need of health care administrators.  Upon graduation of a health care management degree online, individuals are able to work at hospitals, private physician practices, home health agencies, ambulatory care centers, and various other agencies and organizations that offer health care services.  Whatever the health care service, professionals are needed to operate the service and make sure things run smoothly.  Wherever there are doctors, administrators are sure to be there behind the scenes.</p>
<p> <!--more--> <H3>Watch the video related to health care</H3>
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<p>ABC 20/20 Takes on Health Care Reform with John Stossel www.therightscoop.com  <H3>Help answer the question about health care</H3>How many realize their employer provided health care will be taxed under John McCain?<br />Talk about shifting the burden!!!!! As if our current health care system isn&#039;t disastrous enough, those who are lucky enough to have health care through their employers will now be taxed for it. Since McCain doesn&#039;t mention it often, I wonder how many people even realize this.<br />
 <H3>About Author</H3>
<p>Andy West is a freelance writer for Virginia College.  VC Online offers an accredited <a rel="nofollow" target="_blank" href="http://www.vconline.edu/site/program.cfm?Program_ID=6">Health Care Management Degree Online</a> program.  Please visit Virginia College Online at <a target="_blank" rel="nofollow" target="_blank" href="http://www.vconline.edu/site/program.cfm?Program_ID=6">http://www.vconline.edu/site/program.cfm?Program_ID=6</a> .
<p>Article Source: <a rel="nofollow" target="_blank" href="http://www.articlesbase.com/">ArticlesBase.com</a> &#8211; <a rel="nofollow" target="_blank" href="http://www.articlesbase.com/education-articles/behind-the-scenes-with-a-health-care-management-degree-online-111984.html" title="Behind The Scenes With A Health Care Management Degree Online">Behind The Scenes With A Health Care Management Degree Online</a></p>
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		<title>Social Justice Through Health Care</title>
		<link>http://www.9yr.org/social-justice-through-health-care/</link>
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		<pubDate>Tue, 25 Aug 2009 15:21:52 +0000</pubDate>
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SOCIAL JUSTICE THROUGH HEALTH CARE 
		We hardly come across a person who may be fully satisfied with the health care delivery system run by either the government or the private sector. This is true not only for developing but for all the developed countries as well. Every law abiding, contributing individual has some legitimate expectations [...]]]></description>
			<content:encoded><![CDATA[<div style="margin:0 auto;float:left;padding-right:5px"><img src="http://i.ytimg.com/vi/AoMNDdQ1_h0/2.jpg" width="250" height="180" alt="Social Justice Through Health Care"></div>
<p>SOCIAL JUSTICE THROUGH <a href="http://www.mh6.org"title="" >HEALTH</a> CARE </p>
<p>		We hardly come across a person who may be fully satisfied with the <a href="http://www.wholelifehealer.com"target="_blank"title="" >health care</a> delivery system run by either the government or the private sector. This is true not only for developing but for all the developed countries as well. Every law abiding, contributing individual has some legitimate expectations from the state. Disenchantment with present dispensation of health care compels people <span id="more-128"></span>to seek better options across the borders. Even the present flow rate of patients from developed to developing countries has assumed the proportions of Medical tourism.   Medical tourism is not a one-way traffic. Poor from India are known to visit Rashid Hospital at Lahore for kidney transplants. Medical tourism will definitely bring in world class equipment and services in our corporate hospitals. These corporate tertiary care hospitals can act as excellent referral hospitals. Lack of enough clinical material, as the patients are often referred to in medical parleyences is prompting the doctors from developed world into medical adventurism. Very recently two NGO&#8217;s headed by renowned plastic surgeons of Indian origin were in India, claiming to their credit hundreds of cleft lip and palate surgeries conducted in one week.  During my brief interaction when I asked them one basic question that how do you justify single step surgery by a single specialist for a clinical entity that require 3-5 set up surgeries by 10 specialists over a period of 20 years, there was no answer. On record local doctors conduct all these surgeries. These NGO&#8217;s bring in a battery of trainee resident doctors for hands on training. Dumping of questionable services and drugs continues unabated in the absence of stringent regulations. Clear-cut up to date guidelines by health authorities have yet to be issued to safe guard the health interests of this nation. Most of the drugs banned in developed countries are still being dumped in the Indian market. Commerce alone dictates the policies of multinational companies in health sector of developing countries. State and national medical councils, the watch dogs of our national health interests are controlled by elected representatives from among the doctors. Competitive populism for being elected to these high offices takes away the very sting off these regulators. In this &#8216;market forces&#8217; driven health sector, apart from other factors, size of the population, economic prosperity and literacy levels dictate the out look of key players. Subjective as well as objective assessments of the health care operations leave people confused with huge piles of data and endless interpretations. At the tail end of govt. health care delivery system is the rural dispensary or the slum revamping center, and the end user an illiterate or semi literate villager or a slum dweller. Dispensary is the humane face, the welfare state can present to its people. In yesteryears the service providers were from among the same social class they used to serve. Doctor can be a friend, philosopher and guide to the locals. Unfortunately the economic and social disparity between the service providing doctors and the service user population has grown enormously. Ad-hocism in health care delivery should be done away with immediate effect. Doctors and paramedical staff appointed on yearly contract basis are not showing any interest in the national programmes. Established private health care providers also have not shown any meaningful commitment for national programmes. Middle class itself has fragmented. Now it is fashionable to assign economic values to any issue like gender, but for social responsibility and justice. In this era of fast paced growth, the unorganized, silently suffering millions can not be wished away. Once reading on biodiversity I stumbled upon a very interesting quote, &#8220;only the species with economic importance will survive&#8221;. In our active pursuit for magnetizing economy, we assigned economic values to any thing except for morals. Commercialization of education has produced a new breed of professionals who have scant regard for professional ethics. Privatization is the buzzword with governments, because it takes away government responsibility. Private sector players are eyeing many â€˜viableâ€™ health institutions.  There are no takers for commercially non-viable rural institutions.  Rural health institutions dispense social medicine. Very recently one of the key players from private sector health care quoted the cost of developing one bed in corporate hospital at Rs. 30-60 lacs. These corporate health services are definitely out of each of the common man. These type of hospitals are definitely required for a nation with the present rate of growth but &#8216;bharat&#8217; definitely needs different kind of hospitals. There are very strong social under currents against the exploitive private healthcare, inadequate government sector health care resources and the indifferent approach of welfare state.  Health for all is a very lofty but expensive proposition. There are ways and means to reduce the pressure from government institutions. Private-public partnership, health <a href="http://www.carinsuranceinstant.com"target="_blank"title="" >insurance</a>, monitoring and regulation of private sector health care can all make the things bit easy. Preventive health care education can go a long way in improving the public health. Community participation in health care has produced few but wonderful examples. Complementary community participation can make up for minor but critical deficiencies in the government run health care system. Setting up of health system corporations with World Bank assistance has already improved the working of govt. sector health care institutions considerably. Community participation through NGO&#8217;s can still improve the system, but most of the meaningful NGO&#8217;s turn their back on govt. run health care institutions because of their doubts on the integrity of government officers.  Government health care institution are increasingly seen not as caring hospitals but like police stations, where medico legal reports are written and postmortems conducted.  Most of the government doctors&#8217; time is spent in courts appearing as medico legal experts witnesses. Emergency, post mortem, and then the VIP duties in addition hardly leave the doctors free for any meaningful job at government hospitals. There is an urgent need to have separate curative, preventive, legal, administrate and health intelligence wings. Government hospitals attract the poorest of the poor, mostly people from the unorganized sector.  Their contribution to national GDP is by no means small. With the present growth rate, upward social mobility is seen in every strata of society. Many segments of this unorganized sector can be organised so that they also enjoy the patronage of welfare state in the form of health insurance policies.  Apart from direct benefit to these segments of society, the state will benefit from the &#8216;off loading&#8217; of burden from government run health care system and loading it on insurance driven private sector health care institutions.  Poorest of the poor will repose faith in welfare state.  Sanjivini, health insurance policy with the Punjab Milkmen Cooperative Societies is already a big success.  ECHS (Ex servicemen Contributory Health Scheme) is an other success story.  These success stories can be replicated with countless groups like, panwallas, dhabewallas, autorikshaw drivers etc. Simply organize the unorganized sector. There is no dearth of role models from among government doctors also. Their inclusion rather than drift after dissent from the present dispensation of health care will immensely improve the system.  Stability of tenure is an excellent incentive government can give to its doctors without costing anything to exchequer.  Yet tenure beyond decades should be discouraged as it leads to development of vested interests of the old incumbents and denial of chance to the youngsters. Resource mismatching is a major problem in the govt. run health care system.  There are dispensaries where specialists are posted and still many more civil hospitals where non-specialist are posted.  These mismatching result in defective and inefficient health care. Nodal Hospitals can be created for round the clock emergency services by cannibalizing defunct and sick institutions where equipment worth crores is lying unused and salary bills are bleeding the exchequer white. Most of the medical officers retire in the same administrate rank.  This undue stagnation has forced many a brilliant doctors out of service.  By simply seeking options for place of posting, honestly implementing with minimum displacement on merit can also revitalize the govt. doctors&#8217; cadres.  Private sector health care delivery system is a totally market driven commercial enterprise.  So called &#8216;market forces&#8217; have least respect for ethical and moral value systems. Multi level marketing chains have evolved in the name of referral systems.  End result is exploitation of the unsuspecting common man, who still regards his healer a holy person. This &#8216;incentive&#8217; system is strengthening the hold of unqualified, unscrupulous and unregistered medical practitioners on illiterate masses. Not many qualified doctors are unscrupulous.  A large section of private health care providers feel genuinely threatened by blackmailers of all sorts.  Consumer protection act is a very convenient beating stick in the hands of their tormentors. </p>
<p>		Under the constant threat of being blackmailed, the private health care providers are becoming more defensive in attitude. More patients are being referred to tertiary care institutions for this reason only, thereby flooding the referral institutions. People have a common feeling that sickness is an invitation for exploitation at the hands of private health care providers.  Even the charitable hospitals are charging as heavily as fully private hospitals. Medical profession is fully responsible and capable of self-correction. Medical councils and associations can jointly evolve a fail-safe mechanism to keep their black sheep under check even without government help, but the buck stops with the government.  Welfare state is duty bound not only in providing health care delivery system but also proper health care administration and social justice through its health care delivery mechanism. </p>
<p></p>
<p>Name 	:	Dr. Pardeep Kumar Sharma </p>
<p>Email-ID	:	<a rel="nofollow" target="_blank" href="mailto:omfspardeep@yahoo.com">omfspardeep@yahoo.com</a>. </p>
<p>		(M) : 0988456296</p>
<p>Date of Birth	:	12.02.1962</p>
<p>Education Qualifications	:	BDS (Bachelor of Dental Surgery)</p>
<p>		MDS (Master of Dental Surgery in Oral and Maxillofacial Surgery) </p>
<p>Educational Institutes Attended </p>
<p>Govt. High School Bargari 	:	Matriculation (1969-1977)</p>
<p>Distt. Faridkot, Punjab, India </p>
<p>DAV College Chandigarh	:	Pre-University (1973-79)</p>
<p>(Punjab University)</p>
<p>Barjindra College Faridkot 	:	Pre-Medical (1980)</p>
<p>Dental Wing, Medical College	:	BDS (1981-1986)</p>
<p>Patiala 		</p>
<p>Dental College and Hospital 	:	MDS  	(2003-2006)</p>
<p>Amritsar 	 	</p>
<p>Professional Experience 		</p>
<p>House Officer, Christian	:	1987-1988	 </p>
<p>Medical College &#038; Hospital,</p>
<p>Ludhiana </p>
<p>Research Officer, All India 	:	Jan. 1989 to June 1989</p>
<p>Institute of Medical Science </p>
<p>AIIIMS, New Delhi</p>
<p>Dental Officer, Indian Armed	:	July 1989 to August 1994.</p>
<p>Forces in the Rank of Capt. </p>
<p>3</p>
<p>Medical Officer (Dental)	:	w.e.f. Nov. 1995 till date </p>
<p>in Punjab Civil Medical Service </p>
<p>(PCMS) </p>
<p>Research papers Published </p>
<p>&#8220;Role of Programmed cell death in dental anomalies associated with cleft lip and Palate&#8221;. &#8220;Medical Hypotheses&#8221; Churchil Living Stone Publishers London-1991</p>
<p>Post traumatic polatoglossal adhesion, a case report stomatologica India (1990). </p>
<p>Research Project Undertakes </p>
<p>&#8220;Malocclusion and associated Factors  among Delhi Children&#8221; a study sponsored by Indian Council of Medical Research (ICMR). </p>
<p>Areas of Interest 	:	Environment, Health, Defence, International Affairs and Rationalism  </p>
<p> <!--more--> <H3>Watch the video related to health care</H3>
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<p>AARP isn&#8217;t comfortable listening to its members, but pretends to represent their interests  <H3>Help answer the question about health care</H3>What health care plan is good for someone with a small budget and that is new to health care?<br />Hello everyone, i am a 22 year old male that is looking for a health care provider for low cost. i don&#039;t make a whole lot of money, i would like to pay a minimum of 100 dollars a month. I don&#039;t currently have a job but i will soon. I am on Unemployment for the time being, do to being laid off. </p>
<p>1. What are the prices i am looking for?</p>
<p>What are things i need to know about health care, cause i am totally lost with it.</p>
<p>Thanks and have a great day:)<br />
 <H3>About Author</H3>
<p>
<p>author is an oral and maxillofacial surgeon working as programme officer with civil surgeon ludhiana,punjab ,india</p>
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		</item>
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		<title>Learn How to Land a Job as a Home Health Care Nurse</title>
		<link>http://www.9yr.org/learn-how-to-land-a-job-as-a-home-health-care-nurse/</link>
		<comments>http://www.9yr.org/learn-how-to-land-a-job-as-a-home-health-care-nurse/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 15:23:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[
Why are there so many people who want to become home health care nurses ? By 2020, the world will need almost one million nurses, as more and more population will be getting old or sick for various reasons. This will make it easier and more desirable to land a job in this field someday. [...]]]></description>
			<content:encoded><![CDATA[<div style="margin:0 auto;float:left;padding-right:5px"><img src="http://i.ytimg.com/vi/3XlPU5rUeI0/0.jpg" width="250" height="180" alt="Learn How to Land a Job as a Home Health Care Nurse"></div>
<p>Why are there so many people who want to become home <a href="http://www.mh6.org"title="" >health</a> care nurses ? By 2020, the world will need almost one million nurses, as more and more population will be getting old or sick for various reasons. This will make it easier and more desirable to land a job in this field someday. Moreover, the nursing profession is perhaps one of the highest-paid professions these days. A registered nurse, for example, can earn an average of $50,000 ann<span id="more-133"></span>ually. </p>
<p>The Difference between Regular Nurses and Home <a href="http://www.wholelifehealer.com"target="_blank"title="" >Health Care</a> Nurses</p>
<p>In truth, thereâ€™s not a stark difference between home health care nurses and regular ones, except that you can find nurses mainly in hospitals while home health care nurses can mainly be found in hospices, nursing homes, and in patient homes. Normally, their patients are elderly, who may need some assistance from professionals. Itâ€™s also one of the reasons too why a travel nurse also specializes in home health care. Rather than allowing the patient to suffer or be inconvenienced by commuting, they offer their services at the comfort of their patientâ€™s home.</p>
<p>How to Become a Home Health Care Nurse</p>
<p>A home health care nurse needs to have the following:</p>
<p>1. The proper degree. You can never be a home health care nurse unless you have a proper educational background, which includes a nursing degree. Almost all universities and colleges all over the world offer some type nursing programs, so it shouldnâ€™t be too hard for you to search for schools.</p>
<p>2. Certification. Home health care nurses need to be certified, or licensed, before they can practice their profession. Certifications can vary widely from state to state and country to country. A certified home health care nurse will want to be sure to be licensed properly to avoid legal issues. Anyone who wishes to become a home health care nurse should be aware of the rules and requirements in the area they wish to practice in beforehand. </p>
<p>3. Experience. Novice home health care nurses can still land a job; however, the more experience you have in this field, the higher your chances of getting better opportunities. While you can earn a sizeable income working for a home health care company, you will have more income potential if you are hired for private home health care nursing.</p>
<p>4. Patient bill of rights. A home health care nurse is required to provide a patient bill of rights to the patient or to the family or a representative of the patient just in case he doesnâ€™t have the capacity to read or understand his rights. This means that nurses should be very <a href="http://www.knowledge-management.org"target="_blank"title="" >knowledge</a>able in his or her duties and the rights of the patients under his or her care.Â  </p>
<p>5. Close coordination with doctors. Nurses should have excellent communication and analytical skills so that medical situations can be described properly. Home health care nurses may need to coordinate with other health practitioners and doctors at times whenÂ  the ailment is severe, requiring immediate help, or unusual, requiring a specialist.</p>
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<p>Dr. Hui explains what managed care organizations are, and their relationship to the current health care crisis in the US For more information visit: www.pinkyshow.org  <H3>Help answer the question about health care</H3>How do I find good alternative health care providers in the state of Maine?<br />Who would you highly recommend for health care providers in the state of Maine? Professionals who study alternative medicine. Health care providers who are homeopathy, naturopathy, herbalist, and a wide variety of health care licensed professionals.<br />
 <H3>About Author</H3>
<p>
<p>A <a rel="nofollow" target="_blank" href="http://www.jobs.net/search/nurse.htm">nurse</a> today is being offered with better and wider opportunities to practice his/her profession. For one, he or she can venture into <a rel="nofollow" target="_blank" href="http://www.jobs.net/search/home-health-care.htm">home health care</a> where the environment is less strenuous, but the pay is comfortable.</p>
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		<title>Paying for Health Care-health</title>
		<link>http://www.9yr.org/paying-for-health-care-health/</link>
		<comments>http://www.9yr.org/paying-for-health-care-health/#comments</comments>
		<pubDate>Sun, 23 Aug 2009 15:25:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[
The cost of health care in the United States is expensive and is escalating. A majority of Americans cannot afford the cost of medicines, physicians&#8217; fees, or hospitalization without some form of health insurance. Health insurance is a contract between an insurance company and an individual or group for the payment of medical care costs. [...]]]></description>
			<content:encoded><![CDATA[<div style="margin:0 auto;float:left;padding-right:5px"><img src="http://i.ytimg.com/vi/5CHBvKGmevI/1.jpg" width="250" height="180" alt="Paying for Health Care-health"></div>
<p>The cost of <a href="http://www.mh6.org"title="" >health</a> care in the United States is expensive and is escalating. A majority of Americans cannot afford the cost of medicines, physicians&#8217; fees, or hospitalization without some form of health <a href="http://www.carinsuranceinstant.com"target="_blank"title="" >insurance</a>. Health insurance is a contract between an insurance company and an individual or group for the payment of medical care costs. After the individual or group pays a premium to an insurance company, the insurance company pays for part o<span id="more-140"></span>r all of the medical costs depending on the type of insurance and benefits provided. The type of insurance policy purchased greatly influences where you go for <a href="http://www.wholelifehealer.com"target="_blank"title="" >health care</a>, who provides the health care, and what medical procedures can be performed. The three basic health insurance plans include a private, fee-for-service plan; a prepaid group plan; and a government-financed public plan. </p>
<p>Private Fee-For-Service Insurance Plan </p>
<p>Until recently, private, fee-for-service insurance was the principal form of health insurance coverage. In this plan an individual pays a monthly premium, usually through an employer, which ensures health care on a fee-far-service basis. On incurring medical costs, the patient files a claim to have a portion of these costs paid by the insurance company. There is usually a deductible, an amount paid by the patient before being eligible for benefits from the insurance company. For example, if your expenses are $1000, you may have to pay $200 before the insurance company will pay the other $800. Usually the lower the deductible, the higher the premiums will be. After the deductible is met the insurance provider pays a percentage of the remaining balance. </p>
<p>Typically there are fixed indemnity benefits, specified amounts that are paid for particular procedures. If your policy pays $500 for a tonsilectomy and the actual cost was $1000, you owe the health care provider $500. There are often exclusions, certain services that are not covered by the policy. Common examples include elective surgery, dental care, vision care, and coverage for preexisting illnesses and injuries. Some insurance plans provide options for adding dental and vision care. Other common options include life insurance, which pays a death benefit, and disability insurance, which pays for income lost because of the inability to work as a result of an illness or injury. The more options added to the insurance plan, the more expensive the insurance will be. </p>
<p>One strategy insurance companies are using to lower insurance premiums and out-of-pocket costs to the consumer is the formation of preferred providers organization (PPO). A PPO is a group of private practitioners who sell their services at reduced rates to insurance companies. When a patient chooses a provider that is in that company&#8217;s PPO, the insurance company pays a higher percentage of the fee. When a non-PPO provider is used, a much lower portion of the fee is paid. </p>
<p>A major advantage of a fee-for-service plan is that the patient has options in selecting health-care providers. Several disadvantages are that patients may not routinely receive comprehensive, preventive health care; health-care costs to the patient may be high if unexpected illnesses or injuries occur; and it may place heavy demands on time in keeping track of medical records, invoices, and insurance reimbursement forms. </p>
<p>Prepaid Group Insurance </p>
<p>In prepaid group insurance, health care is provided by a group of physicians organized into a health maintenance organization (HMO). HMOs are managed health-care plans that provide a full range of medical services for a prepaid amount of money. For a fixed monthly fee, usually paid through pay roll deductions by an employer, and often a small deductible, enrollees receive care from physicians, specialists, allied health professionals, and educators who are hired or contractually retained by the HMO. HMOs provide an advantage in that they provide comprehensive care including preventive care at a lower cost than private insurance over a long period of coverage. One drawback is that patients are limited in their choice of providers to those who belong to an HMO. </p>
<p>Government Insurance </p>
<p>In a government insurance plan the government at the federal, state, or local level pays for the health-care costs of elgible participants. Two prominent examples of this plan are Medicare and Medicaid. Medicare is financed by social security taxes and is designed to provide health care for individuals 65 years of age and older, the blind, the severely disabled, and those requiring certain treatments such as kidney dialysis. Medicaid is subsidized by federal and state taxes. It provides limited health care, generally for individuals who are eligible for benefits and assistance from two programs: Aid to Families with Dependent Children and Supplementary Security Income. </p>
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<p>In order to understand the President&#8217;s approach to health care reform, it&#8217;s important to understand the beliefs and policies of his advisers.  <H3>Help answer the question about health care</H3>How do you Health Care Workers help others deal with their death and deal with the situation themeslf?<br />I&#039;m really wondering if healthcare workers such as cna&#039;s and nurses, and patients in longterm healthcare and hospice help eachother deal with their own mortality? Why aren&#039;t health care workers taught to how to deal with losing patients that become their friends. How do people deal with death on a daily basis and how does that affect their views on others death and their own?<br />
 <H3>About Author</H3>
<p>
<p>If you like the above article, I guess you would also be interested in knowing more about <a rel="nofollow" target="_blank" href="http://www.online-health-care.com/blog/category/herbal-medicines/">medicinal herbs</a>. Also on authors site find more information on <a rel="nofollow" target="_blank" href="http://www.bodybuilding4u.com">bodybuilding</a> and <a rel="nofollow" target="_blank" href="http://www.healthwellnessplans.org">health food plan</a>. </p>
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		<title>How To Get Affordable Supplemental Health Care Insurance For Seniors</title>
		<link>http://www.9yr.org/how-to-get-affordable-supplemental-health-care-insurance-for-seniors/</link>
		<comments>http://www.9yr.org/how-to-get-affordable-supplemental-health-care-insurance-for-seniors/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 15:26:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>
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		<guid isPermaLink="false">http://www.9yr.org/how-to-get-affordable-supplemental-health-care-insurance-for-seniors/</guid>
		<description><![CDATA[
Are you familiar with supplemental health care insurance? Many people are not; these days, most people sign up with their employer-sponsored health care insurance plans, or purchase individual health care insurance plans if their employers do not provide health benefits. While these methods work for many individuals, seniors should consider purchasing affordable supplemental health care [...]]]></description>
			<content:encoded><![CDATA[<div style="margin:0 auto;float:left;padding-right:5px"><img src="http://i.ytimg.com/vi/sgL-1Oi2Whw/1.jpg" width="250" height="180" alt="How To Get Affordable Supplemental Health Care Insurance For Seniors"></div>
<p>Are you familiar with supplemental <a href="http://www.mh6.org"title="" >health</a> care <a href="http://www.carinsuranceinstant.com"target="_blank"title="" >insurance</a>? Many people are not; these days, most people sign up with their employer-sponsored <a href="http://www.wholelifehealer.com"target="_blank"title="" >health care</a> insurance plans, or purchase individual health care insurance plans if their employers do not provide health benefits. While these methods work for many individuals, seniors should consider purchasing affordable supplemental health care insurance.</p>
<p>Below are some of the most freque<span id="more-143"></span>ntly asked questions about supplemental health care insurance for seniors.</p>
<p>What is supplemental health care insurance?</p>
<p>Simply put, supplemental health care insurance kicks in and pays for what your regular health insurance policy does not.</p>
<p>Why should seniors consider purchasing supplemental health care insurance?</p>
<p>Seniors don&#8217;t always have the steady income that younger individuals have. If a senior&#8217;s regular health insurance plan doesn&#8217;t cover a significant portion of health care services, it may be difficult for the senior to pay for the gap between what is covered and what is not. Some seniors have a nest egg set aside to handle situations such as these; some even have separate insurance policies they can fall back on, such as life insurance policies. However, not all seniors have the extra money set aside to cover the gap in health care insurance; an affordable, supplemental health care insurance would work for them.</p>
<p>What does supplemental health care insurance provide?</p>
<p>The kind of coverage available with an insurance plan always depends on the insurance company from which you purchase the plan. Many supplemental health care insurance plans offer cash benefits and compensation for lost income. Some supplemental health care insurance plans even cover pre-existing conditions; pre-existing conditions are prevalent among seniors.</p>
<p>Do I need supplemental health care insurance if I already have Medicare?</p>
<p>Yes, having an affordable supplemental health care insurance plan is especially wise for seniors with Medicare, as Medicare doesn&#8217;t often cover long-term health care, care provided at home or in a nursing home, or the costs of prescription medication.</p>
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<p>All across the country, Organizing For America supporters are standing with President Obama by taking action for health insurance reform.  <H3>Help answer the question about health care</H3>How is health care in the United States?<br />I currently live in Canada where health care is free.  However in the US you have to pay for health care.  Now I was just wondering if the health care in the US is better than in Canada.  How does it differ?</p>
<p>Is it really better or is it just that the government wants money?<br />
 <H3>About Author</H3>
<p><a rel="nofollow" target="_blank" href="http://www.ezquoteguide.com/health/">How to Get Affordable Supplemental Health Care Insurance for Seniors</a><br />
<a rel="nofollow" target="_blank" href="http://www.ezquoteguide.com/car-new-jersey.shtml">High risk auto insurance in New Jersey that is affordable</a>
<p>Article Source: <a rel="nofollow" target="_blank" href="http://www.articlesbase.com/">ArticlesBase.com</a> &#8211; <a rel="nofollow" target="_blank" href="http://www.articlesbase.com/finance-articles/how-to-get-affordable-supplemental-health-care-insurance-for-seniors-109028.html" title="How To Get Affordable Supplemental Health Care Insurance For Seniors">How To Get Affordable Supplemental Health Care Insurance For Seniors</a></p>
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		<title>Minnesota Health Care Directive- Disclosure of Health Information Governed by Hipaa</title>
		<link>http://www.9yr.org/minnesota-health-care-directive-disclosure-of-health-information-governed-by-hipaa/</link>
		<comments>http://www.9yr.org/minnesota-health-care-directive-disclosure-of-health-information-governed-by-hipaa/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 15:24:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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A Minnesota Health Care Directive typically does not empower a health care agent to act on behalf of the principle until the principal lacks capacity to make those decisions.Â  That is why it is a good idea to include specific language within the Health Care Directive that addresses this issue.Â  Minnesota Section 145C.08 states that [...]]]></description>
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<p>A Minnesota <a href="http://www.mh6.org"title="" >Health</a> Care Directive typically does not empower a <a href="http://www.wholelifehealer.com"target="_blank"title="" >health care</a> agent to act on behalf of the principle until the principal lacks capacity to make those decisions.Â  That is why it is a good idea to include specific language within the Health Care Directive that addresses this issue.Â  Minnesota Section 145C.08 states that a health care agent acting pursuant to a health care directive has the same authority as the principal to recei<span id="more-136"></span>ve, review and obtain copies of the medical records of the principal, and to consent to the disclosure of the medical records of the principal, unless the principal has specified otherwise in the health care directive.</p>
<p>Minnesota Statutes Sec. 145C.05 subdivision 2, clause c allows a principal to authorize a health care agent to make health care decisions for the principal even though the principal retains decision making capacity. Notwithstanding any provision in this health care directive to the contrary, and whether or not I have or retain decision making capacity for any other purpose, I hereby grant my health care agent, and any person named as successor or alternative health care agent in my health care directive, whether or not then acting as my principal health care agent, the authority to:Â  1) receive, review, obtain copies, and otherwise have access to and obtain disclosure of my health records and any protected health information held in any form, written or oral, regarding any past, present, or future medical or mental health condition, without limitation, by any of my health care providers as if my health care agent were me and 2) to be recognized as my personal representative under Health <a href="http://www.carinsuranceinstant.com"target="_blank"title="" >Insurance</a> Portability and Accountability Act of 1996, 42 USC 1320d by any health care provider, insurance company or health care clearinghouse that has provided treatment or services to me, or that has paid for or is seeking payment from me for such services, or is maintaining any protected information about me, and 3) to execute or otherwise provide specific authorizations or consents for the use and disclosure of my health records and my protected health information by my health care providers and to third parties for any purpose my health care agent deems advisable.Â  This authorization shall not expire and shall remain in effect as long as my health care directive remains in effect.</p>
<p>This example should not be used as a substitute for getting solid legal advice from a licensed attorney.Â  Every individual is different and has different needs.Â  Please consult a lawyer in your area to discuss your specific estate planning needs.</p>
<p> <!--more--> <H3>Watch the video related to health care</H3>
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<p>In 2006, Massachusetts passed health care reform that implemented a number of policies that are now being mirrored in the Obama health reform plan. The president has repeatedly claimed that his plan will lower health care costs but not decrease health care quality. This visualization looks at how the Massachusetts plan has panned out in terms of cost and wait times. Sources: Wait Times &#8211; Merrit Hawkins and Associates 2009 Survey of Physician Appointment Wait Times: www.merritthawkins.com &#8230;  <H3>Help answer the question about health care</H3>What other health care jobs or programs can i get into with a nursing degree?<br />Just looking for a list of programs or jobs in healthcare that require a MS or PHD, that are a little more gratifying then nursing, but that i can still use my nursing degree towards?  Perhaps someone knows a good site to look up a bunch of health care jobs and programs?  Thanks!<br />
 <H3>About Author</H3>
<p>
<p>Blake Vanderhyde is an attorney in Minnesota.  To learn about <a rel="nofollow" target="_blank" href="http://www.minnesotaestateplanningguide.com/"> Minnesota Probate Lawyer</a> please visit our website.</p>
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		<title>Women&#8217;s Health Care</title>
		<link>http://www.9yr.org/womens-health-care/</link>
		<comments>http://www.9yr.org/womens-health-care/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 15:23:23 +0000</pubDate>
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<p>When the topic of women&#8217;s <a href="http://www.wholelifehealer.com"target="_blank"title="" >health care</a> is raised, the first disease that comes to mind is probably breast cancer. But surprisingly, that&#8217;s not the number one health care issue confronting women today. In fact, heart disease kills more women each year than all forms of cancer combined. By knowing the most significant risks in women&#8217;s health care and what you can do to combat these health care issues, women of all ages can take a proactive approa<span id="more-132"></span>ch to leading healthier lives. </p>
<p>The #1 Women&#8217;s Health Care Issue: Heart Disease More than 489,000 American women lose their lives each year as a result of heart attacks, strokes, and other cardiovascular diseases. In fact, more women than men die from heart disease each year. Until recently, little research focused on women and heart disease, but the good news is that&#8217;s no longer the case. From research into the effects of hormone replacement therapy on heart health to studies of how cholesterol-lowering medications work in women, there&#8217;s an unprecedented increase in the amount of information available to women working to live with and ward off heart disease. </p>
<p>Experts at the Mayo Clinic offer simple common sense advice to women (and men) in the fight against heart disease: don&#8217;t smoke, eat a diet low in fat and rich in fruits, vegetables, whole grains, and low-fat dairy products, exercise at least 30 to 60 minutes a week, and maintain a <a href="http://www.mh6.org"title="" >healthy</a> weight. </p>
<p>In addition, they encourage women to see their family doctor each year for a physical which includes blood pressure and cholesterol screenings. Studies indicate that there is a 46% increase in stroke risk for women for each 7.5 mm HG increase in their diastolic blood pressure, so monitoring blood pressure and controlling hypertension are vital. </p>
<p>Women who suffer migraines, are pregnant, have atrial fibrillation and those with the auto-immune disease Lupus also appear to run a greater stroke risk. Diabetes is another women&#8217;s health care issue with a direct impact on heart health. The American Heart Association notes women with diabetes have a two to six times greater risk of heart disease and heart attack and are at a significantly greater risk of suffering a stroke. All of these risk factors make an annual visit with your doctor one of the best ways women can manage and improve the health of their hearts. </p>
<p>Cancer Concerns: The Second Deadliest Health Care Issue Women Face While breast cancer is often at the top of the list of health care issues for women, several other types of cancers also pose a significant threat to women&#8217;s health. In this country, one in eight women will be diagnosed with breast cancer during her lifetime according to current data which means that a little more than 2 million women are currently living with breast cancer in the U.S. But melanoma, a form of skin cancer, actually kills more young women than any other cancer according to statistics provided by the Skin Cancer Foundation. In fact, melanoma is the most common form of cancer in women between the ages of 25 and 29 and its incidence has tripled in women under 40 in the last thirty years. </p>
<p>Ovarian cancer is another women&#8217;s health care concern. Usually symptomless until it is widespread, this disease is the fourth most frequent cause of death for American women. The American Cancer Society estimates 26,000 new cases of ovarian cancer diagnosed each year. Unfortunately, there are few definitive screening tests that detect this disease, but experts advise a thorough annual gynecological exam and for women to be alert to pelvic pain and pressure, low back discomfort, mild nausea, and an increase in constipation or gas. A serum CA-125 blood test can detect certain forms of ovarian cancer, but the test is not accurate enough to be used as a routine screening tool. </p>
<p>The rate of women suffering from cervical cancer has dropped a great deal over the years, thanks in part to the increase in the number of women who get an annual Pap smear which can indicate the presence of abnormal cells on the cervix. It&#8217;s a strong argument for making sure you never skip your Pap smear. Women who have had Human Papillomaviruses (HPVs), herpes simplex virus, those with suppressed immune systems, and those who have had multiple sexual partners run a greater risk of cervical cancer. On the prevention front, a recent trial of a vaccine against cervical cancer was 100% effective in the short term at blocking the disease. </p>
<p>Psychological Well-being: A Growing Health Care Issue for Women In the field of women&#8217;s health care, psychological problems, which include eating disorders, depression, and anxiety disorders, affect millions of American women. From coping skills to medications to alternative and complementary medical approaches, there is a growing body of <a href="http://www.knowledge-management.org"target="_blank"title="" >knowledge</a> being brought to bear on this important health care issue. </p>
<p>More than 19 million people in the United States, the greatest percentage being women, live with anxiety disorders that disrupt their lives. The different types of disorders within this group include generalized anxiety disorder, panic disorder, obsessive-compulsive disorder, and phobias. Treatment options include talk therapy and a wide range of medications that can quell the symptoms of the condition. Many women also combine alternative approaches to treatment such as acupuncture, meditation, and diet modification with traditional forms of treatment. </p>
<p>According to the American Psychological Association, women are almost twice as likely to suffer from major depression as men. In fact, some experts in the field have called depression the most significant mental health risk for women, especially those in their childbearing and rearing years. Studies have found that married women and mothers are especially vulnerable to depression. It&#8217;s important for a woman who feels she may be suffering from depression to be carefully evaluated by a physician because the source of the depressive symptoms could be birth control pills, hormone replacement therapy, or thyroid disease. Treatment for depression, like most other psychological conditions, includes talk therapy and medications. Some women also find relief in alternative medicine with herbal supplements, meditation, and other complementary techniques. </p>
<p>Though many of the women who struggle with eating disorders are in their teens and twenties, these conditions also affect women at other stages in their lives. Anorexia, bulimia, and binge eating are the most well-known forms of eating disorders. Statistics show that one out of every one hundred girls between the ages of 10 and 20 is anorexic, 4% of college-aged women are bulimic, and 1% of women are binge eaters. The root causes of these diseases include stress at home and at school or work, depression and anxiety, major life changes like a divorce or death, and physical and sexual abuse. Breaking out of the cycle of eating disorders requires a combined approach to this health care issue including psychological treatment, nutrition counseling, and in some cases, hospitalization. </p>
<p>A Holistic Approach to Women&#8217;s Health Care As women become more proactive about their health, many seek a holistic approach to improving their well-being and fighting disease. But coordinating information among several health care providers, keeping on top of the latest breakthroughs in health, and finding the United States&#8217; best doctors is a daunting task for any women. </p>
<p>Some are turning to private professional health care advocates, like those available at PinnacleCare, to help them achieve their goal of a whole-woman centered approach to health care issues. From compiling and electronically storing comprehensive medical records to researching treatment options and providing accelerated access to the United States&#8217; top doctors, PinnacleCare&#8217;s health advocates make a holistic approach to health care possible. </p>
<p>&quot;I passionately believe that what our PinnacleCare Members experience is the way healthcare ought to be delivered,&quot; explains John Hutchins, PinnacleCare&#8217;s Managing Director. &quot;The healthcare system has gotten so complex that most people are at a loss to find their way through it without professional guidance and objective counsel.&quot;</p>
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<p>Subscribe! New video every Thursday Featured Sites: www.imao.us mypetjawa.mu.nu www.barking-moonbat.com &#8230; steven crowder barack obama congress universal healthcare health care quebec canada socialized medicine nancy pelosi michael moore sicko sick hospital hospitalize medicare medical doctors private treatment socialism tax taxes   <H3>Help answer the question about health care</H3>What do you think about health care from a morality perspective?<br />I&#039;m not referring to any individual health care bill or idea for reform.  I&#039;m talking only about the concept of health care itself.</p>
<p>Do you believe a society that considers itself advanced has any moral obligations to care for the sick?</p>
<p>Do you believe everyone should fend for themselves?  If so, are you comfortable with the fact that while that means some abusers of the system (whatever that may be) will die, so too will some who are innocent?<br />
 <H3>About Author</H3>
<p>
<p>R.gitcher is one of the leader in womens health with 60,000 articles to his name and 12 million reads he surely can help to make it happen<br />
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